Fast and Efficient Collection Agency Specializing in the Collection of Commercial and Medical Accounts

About Us

Efficient Recovery Services (ERS) is a woman owned debt collection firm that offers unique and personalized accounts receivable management services. With over 30 years of experience, we provide professional debt collection services to commercial business and medical professionals. Our professional staff is fully versed in the legality and sensitivities of debt collection and ensures that clients are retained and collection is made. We understand the nuances of debt collection and work with debtors to pay. We maintain a well-versed client database and have experience with over 300 clients across New Jersey.

How It Works

Research has found that a third-party intervention gets sustainably better recovery results. We provide personalized debt collection services to commercial and medical professionals who have outstanding bills. We do not get paid unless we recover your money with no hidden fees and no additional costs. We provide a practical, easy and efficient option for debt collection.

How We Work

Once an account is turned over to us, we immediately send out a demand letter to the debtor and will send you an acknowledgement letter stating that we have begun the collection process. Once the 30-day dispute validation period is over we will contact the debtor by phone. We continue to call the debtor and send demand letters. We are professional and diplomatic with the debtor and understand that abusive tactics are not only against the law but simply do not work for debt collection, especially with businesses. Diplomacy is the most effective means to a profitable result.

Efficiently Helping Consumers Solve Their Financial Debt Using Modern Technology and Industry Compliance

Skip Tracing

If we find that the mail has been returned or the phone is disconnected, we do not simply close the file. We have collected numerous accounts which first appeared to be uncollectible. Our highly computerized system allows us to search up to 100 million business and residential listings.

Credit Reporting

If the debtor does not respond to our calls or demands, we forward the account to the major credit reporting agencies. The account stays on their credit report for 6 years from the date of submission.

Legal action

In addition to credit reporting, we also have the capability to forward accounts to an attorney for legal actions. A number of debtors will take this chance to make arrangements or to offer settlements to avoid legal action. The attorney will advise our office of the results of their contact and will either request suit fees in order to proceed or recommend that the file be closed if it is uncollectible. You may then decide to have the file closed at NO CHARGE if the debtor has not paid, or to move forward with the suit. The choice is yours.


Q: Does your service have any hidden fees or charges?
A: NO. Simply put, if we don't collect your debt, you owe us nothing. We have no hidden costs, fees or other charges you need to worry about.

Q: How much do you charge?
A: All collections are done on a percentage basis.
There are no start-up costs, additional fees or hidden charges. Remember, the most important factor to consider when choosing an Agency is their ability to recover your money, not the commission percentage you pay. Nobody does it better than Efficient Recovery Services! We only get paid when we get you paid. We can also remit overdue balances to the Credit Bureaus in order to motivate your Patients to pay their bill.

Q: How do I get started?
A: We make the entire process easy!, Contact us today!. No hidden fees and no additional costs make us the most practical option in the challenging business market. Get to know our services. Get to know our company. See for yourself how our exceptional organization recovers more money, for more businesses, at less cost and at NO Risk! We believe Efficient Recovery Services (ERS) will reshape the way you view Profit Recovery.

CONTACT US AT Efficient Recovery Services (ERS)


Phone: 862.397.3091 • Fax: 862.397.3092

US Mail: Efficient Recovery Services (ERS) , PO Box 522 Brookside, NJ 07926